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Tidalwave

AI-native mortgage automation platform using agentic AI to handle document review, verification, and underwriting, cutting processing from 45 days to under 15.

Last reviewed 6/2/26

Category: Finance & Underwriting Loan Processing
Tags: mortgageagentic-aidocument-aiunderwritingllm
AI

How Tidalwave uses AI[1][2][3]

Agentic AI runs end-to-end mortgage origination through SOLO, a mortgage-trained model that reviews documents, extracts data, and checks underwriting compliance without manual handoffs.

  • Document review flags errors and inconsistencies before they hit the pipeline
  • Bank statement forensics surface risk indicators and calculate eligible assets in minutes
  • Dual underwriting runs Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor at application
  • Compliance benchmark: SOLO scored 95% on yes/no checks vs 42% for Claude 4.5 in a Columbia DAPLab study

AI type: Agentic AI, LLM, Document AI

Founded

2022

Headquarters

New York, NY

Stage

Series A

Employees

11-50