Better
Digital mortgage lender with an AI mortgage advisor that guides borrowers through pre-approval, refinancing, and HELOCs. Over $110B in loans funded.
Last reviewed 6/2/26
How Better uses AI[1][2][3]
Betsy is Better's voice-based AI loan assistant, built on generative AI and large language models to guide borrowers from pre-approval through closing.
- • Voice assistant answers mortgage questions 24/7 by phone
- • LLMs collect and verify outstanding application data
- • Voice commands initiate credit pulls, pricing, and rate locks
- • Tinman platform feeds Betsy full loan context for accurate answers
AI type: Conversational AI
What it helps you do
Built for
Key numbers
- • Mortgage decisions in 47 seconds (vs. 21-day industry average)
- • pre-approval in 3 minutes without a human
- • Tinman AI trained on $110B+ in funded loans
- • Q4 2025 funded volume $1.5B (+56% YoY)
Credibility
- Founders & team
- Vishal Garg (CEO, previously co-founded MyRichUncle.com, first online student lender to go public)
- Customers
- Direct-to-consumer borrowers; B2B via Tinman AI Platform sold to banks, fintechs, and mortgage lenders
- Investors
- SoftBank Vision Fund ($500M at $6B valuation), L Catterton, Kleiner Perkins, Goldman Sachs, Citi Ventures. $1.75B+ total raised.
- Reviews
- Trustpilot ~3.9/5
- Case Studies
- Tinman AI funded $646M in loans in Q4 2025 (40%+ of total volume). Betsy AI saved 1,666+ hours/month of human loan officer time.
Founded
2014
Headquarters
New York, NY
Stage
Public
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