Clear Capital
National real estate valuation technology company whose ClearAVM machine-learning model and Restb.ai computer vision power lending-grade automated valuations and appraisal review across the mortgage value chain.
Best for: Mortgage lenders, home equity and capital markets teams, and investors needing lending-grade automated property valuations and appraisal workflows.
Last reviewed 6/2/26
- Integrations
- ICE Mortgage Technology Encompass, Encompass Partner Connect
- Property types
- Residential
- Geography served
- United States
How Clear Capital uses AI[1][2][3]
ClearAVM is a machine-learning automated valuation model that the company says covers 95% of US homes across 120M-plus properties, trained on closed-sale and refinance appraisal benchmarks and updated hourly. Clear Capital acquired computer-vision firm Restb.ai, which extracts property condition and features from photos at up to 99% accuracy and processes over 2 billion images monthly, to enrich valuation analysis.
- • ClearAVM uses machine learning to predict lending-grade property values, designed to reason like a valuation professional and adjust comp search radius and variables automatically.
- • Restb.ai computer vision (acquired 2026) categorizes room types, materials, and property condition from listing photos to feed valuation and underwriting.
- • Delivered via Property Valuation API and Property Analytics API, plus interactive ClearAVM that lets users input condition to obtain post-improvement value.
AI type: Machine learning automated valuation model plus computer vision for property image analysis
Legacy platform API: yes MCP: no
Key numbers[1][2][4][7]
- • ClearAVM covers 95% of US homes across 120M-plus properties, updated hourly (company-reported)
- • Restb.ai computer vision processes over 2 billion images monthly at up to 99% accuracy (company-reported)
- • supported by a network of roughly 16,000 certified brokers (company-reported)
- • GTCR became majority shareholder in July 2025.
Credibility[10][7][8][4]
- Founders
- Co-founded in 2001 by Duane Andrews (Co-Founder & CEO) and Kevin Marshall (Co-Founder & President); grew out of Andrews' earlier venture REONetwork.com (founded 2000).
- Customers
- Mortgage lenders and capital markets teams; supported by a network of roughly 16,000 trained and certified real estate brokers.
- Investors
- Bootstrapped and founder-owned for over two decades until private equity firm GTCR took a majority stake in July 2025, with CEO Duane Andrews retaining substantial equity.
Founded
2001
Headquarters
Reno, Nevada, USA
Stage
Acquired
Employees
500+
Sources
- ClearAVM product page (clearcapital.com)
- Clear Capital acquires Restb.ai (clearcapital.com press release)
- Clear Capital launches Property Valuation and Analytics APIs (clearcapital.com)
- Clear Capital ClearCollateral Review available through ICE Encompass (clearcapital.com)
- ICE Encompass integration overview (clearcapital.com)
- Clear Capital named to 2025 HousingWire Tech100 list (clearcapital.com)
- GTCR Announces Strategic Investment in Clear Capital (PR Newswire)
- GTCR purchases majority stake in Clear Capital (HousingWire)
- Clear Capital company profile and employees (Craft.co)
- Clear Capital founders and Reno relocation (SierraSun.com)
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